You have the software to help your business stay organized, now accept credit card payments and watch your bottom line soar.
Seamless payment integration
Use your existing Bookkeeper or MyInvoices software to seamlessly and securely collect payments via credit card, debit card, and bank withdrawals (ACH).
Great rates
Keyed & swiped transactions
Convenient for your customers
Quick approval & free setup
Easy tracking & reporting
Get paid faster
Beyond keyed & swiped
Solutions for all your processing needs, for all aspects of your business.
In-Store & Mobile Payments
Dip, Swipe, or Tap. We have everything you need for face-to-face sales.
Online Payments
Maximize your eCommerce sales with secure and easy-to-use online tools.
POS Systems
Integrated solutions make sales and accepting payments easy. Contact us today!
Everything you need, and then some
Ready to reduce costs and process more efficiently? The secure payments platform for Bookkeeper and MyInvoices clients includes low rates, unmatched support, and powerful features.
COMPLETE INTEGRATION
Keep the focus on your business. For integrated partners, hardware and payment services are seamlessly incorporated to give you and your customers a premier, secure, and effortless processing experience.
FAST FUNDING
We understand the importance of cash flow and put zero-day hold on partner accounts, so money is in your bank account sooner.
LOW RATES & EASY SET UP
Our fully integrated custom processing solutions include great rates, easy same-day set up, and absolutely no cancellation fees.
PREMIER CLIENT SERVICES
Experience white-glove customer support with our Premier Client Services Team. A dedicated single point of contact for all things processing.
GIFT CARDS
Increase sales and brand loyalty with our turnkey custom gift card program, seamlessly integrated with your POS software.
ONLINE ACCOUNT MANAGEMENT
Our free online portal provides 24/7 access to your merchant account and gateway. Easily view reports, batches, run transactions, and more.
AMEX OPT BLUE™
Lower rates with one service contract, one statement, and one deposit for all card brands.
HARDWARE
We curate custom hardware packages to support our integrated platforms. Card readers, printers, and cash drawers right for your business, ready to plug n’ play when you are ready to take payments.
Powering Integrated Payment Solutions
Change Merchant Solutions supports thousands of individual businesses and integrated partners.
Jumpstart the Process!
Please review our program details below. Then, take a couple minutes to complete our fast, secure, online application.
Once submitted, you will be contacted by a Payments Advisor to help you select the right terminal and processing solution for your business. You’ll be processing payments in as few as 24 hours. It’s that easy!
Welcome aboard and thank you for your business!
Simple Pricing
| No Setup Fee | $0.00 |
| Flat Monthly Fee | $14.95 |
| Per Transaction* | 1.69% + 20 cents, Swiped 2.49% + 20 cents, Keyed |
| Free Terminals | EMV for in-person, gateway for ecommerce |
| No Cancellation Fee | No contract. Cancel anytime. |
No Set-up Fee. No Cancelation Fee. No Annual Fee.
Accept All Major Credit Cards
Powerful Online Reporting
Integrated Fraud Tool
Credit Card Updater
Turn-key Gift Cards
Premier Client Services
$100K data protection and easy PCI Compliance
Experience increased sales, premier support, and the exclusive benefits of integrated payments.
40%
Reduction in declines with our integrated card account updater.
$5B+
Securely processed through our integrated platforms.
15%
Average client savings on processing.
15yrs
Founded in 2006, CMS is an established, trusted and proven payments partner.
The CMS Difference
Established in 2006, Change Merchant Solutions (CMS) has emerged as a leader in the payments industry, securely processing more than a billion dollars annually for thousands of businesses in the U.S. and Canada.
Custom Solutions
We proudly serve clients of all sizes, in all types of business, but our specialty is integrated partnerships. Providing tailored payment solutions to companies and associations utilizing custom software platforms brings unmatched value to their product sets and client base.
Our Mission
Our mission is simple: Provide our partners and their clients the right processing solution, great rates, and exceptional customer support. We want to earn your business and keep it, but if you are ever dissatisfied, we’ll help you transition to a new processing partner without fees or hassle.
Our core values form our identity
Ethics & Integrity
In everything we do, and without compromise. We know trust is hard to earn and easy to lose.
Earn It Every Day
Without any long-term agreements or cancellation fees, we earn and keep our clients' business every day by doing what's right, not what's easy.
Innovate & Improve
As leaders in the processing industry, we continuously seek to add value to the payments chain for our merchants and integrated partners.