Keyed & swiped transactions
Convenient for your customers
Quick approval & free setup
Easy tracking & reporting
Get paid faster
Dip, Swipe, or Tap. We have everything you need for face-to-face sales.
Maximize your eCommerce sales with secure and easy-to-use online tools.
Integrated solutions make sales and accepting payments easy. Contact us today!
Keep the focus on your business. For integrated partners, hardware and payment services are seamlessly incorporated to give you and your customers a premier, secure, and effortless processing experience.
We understand the importance of cash flow and put zero-day hold on partner accounts, so money is in your bank account sooner.
Our fully integrated custom processing solutions include great rates, easy same-day set up, and absolutely no cancellation fees.
Experience white-glove customer support with our Premier Client Services Team. A dedicated single point of contact for all things processing.
Increase sales and brand loyalty with our turnkey custom gift card program, seamlessly integrated with your POS software.
Our free online portal provides 24/7 access to your merchant account and gateway. Easily view reports, batches, run transactions, and more.
Lower rates with one service contract, one statement, and one deposit for all card brands.
We curate custom hardware packages to support our integrated platforms. Card readers, printers, and cash drawers right for your business, ready to plug n’ play when you are ready to take payments.
“Thanks so much for you quick action! You guys are so easy to work with and always make it all work out.”
“The reporting is better, batching is better, statements are more clear and it has been much easier than anticipated to apply the new reporting to our month end close procedures. I would highly recommend your solution to anyone in the wine industry. It’s improved in every way from our previous processor.”
“Loving our new system.”
“You all were extremely responsive and helpful. Outstanding support! Never had an easier onboarding or launch with a payment solution.”
“I appreciate your team being on top of things and providing great customer service.”
Please review our program details below. Then, take a couple minutes to complete our fast, secure, online application.
Once submitted, you will be contacted by a Payments Advisor to help you select the right terminal and processing solution for your business. You’ll be processing payments in as few as 24 hours. It’s that easy!
Welcome aboard and thank you for your business!
|No Setup Fee||$0.00|
|Flat Monthly Fee||$14.95|
|Per Transaction*||1.69% + 20 cents, Swiped
2.49% + 20 cents, Keyed
|Free Terminals||EMV for in-person, gateway for ecommerce|
|No Cancellation Fee||No contract. Cancel anytime.|
No Set-up Fee. No Cancelation Fee. No Annual Fee.
Accept All Major Credit Cards
Powerful Online Reporting
Integrated Fraud Tool
Credit Card Updater
Turn-key Gift Cards
Premier Client Services
$100K data protection and easy PCI Compliance
Reduction in declines with our integrated card account updater.
Securely processed through our integrated platforms.
Average client savings on processing.
Founded in 2006, CMS is an established, trusted and proven payments partner.
Established in 2006, Change Merchant Solutions (CMS) has emerged as a leader in the payments industry, securely processing more than a billion dollars annually for thousands of businesses in the U.S. and Canada.
We proudly serve clients of all sizes, in all types of business, but our specialty is integrated partnerships. Providing tailored payment solutions to companies and associations utilizing custom software platforms brings unmatched value to their product sets and client base.
Our mission is simple: Provide our partners and their clients the right processing solution, great rates, and exceptional customer support. We want to earn your business and keep it, but if you are ever dissatisfied, we’ll help you transition to a new processing partner without fees or hassle.
In everything we do, and without compromise. We know trust is hard to earn and easy to lose.
Without any long-term agreements or cancellation fees, we earn and keep our clients' business every day by doing what's right, not what's easy.
As leaders in the processing industry, we continuously seek to add value to the payments chain for our merchants and integrated partners.